Your questions about construction blue book

What happens when your car is totaled and the other driver was at 100% fault?

I was driving on a road that was undergoing construction in Southern California. I was driving at a safe speed where another vehcile made an illegal u-turn in the middle of the street and while I tried to avoid the car, I was still broadsided. My car is most likely totaled. The other party is admitting complete fault explaining that she thought that she was on a one-way street and had entered the street from the wrong side and suddenly decided to make a u-turn. She was looking the other way when she plowed into my car. The side curtain airbags deployed and the side door was completely crushed in and completely fell off.
My car is a 4-year old minivan that I bought brand new and paid $38,000. I added several extra’s post purchase.
In cases like this, I think the at-fault party’s insurance will pay the Blue Book value of the car only. However, after a 4-year depreciation, the perfectly running car is only worth $20,000. What can I do to recover the difference?

Can I get approved for a car loan if I am only receiving Unemployment Compensation?

My husband and I are trying to get approved for a joint car loan for $6,000.00. The car we are trying to purchase is $8,700.00, so we are paying the remaining amount out of pocket. Unfortunately, I am unemployed and receiving compensation and so is my husband, however his unemployment is only temporary due to his employer shutting down for construction, but he will be back to work full time within a month. We applied for the loan through the same bank that gave us our previous car loans which our now paid off and in good standing. We know our credit scores are some what decent in the mid 600′s with no serious negative accounts/collections. The debt we do have is minor and is always paid on time. I understand being unemployed definitely lowers our chances of getting approved, but being that our previous loans with them are paid off, were paid on time, and that my husband will be back to work full time in the next month, will the bank take that into consideration? Also the vehicle we are trying to purchase has retail value anywhere from $10-13,000 on Kelly Blue Book. So not only are we getting a good deal from the seller but the loan we’re trying to take out for the car is only half of the amount that the car is worth. Since the car has potential collateral for the bank, will they also take that into consideration? Is there anything I can do to help improve my chances of getting this loan if I were to be denied? Such as getting a co-signer, a letter from my husband’s employer confirming the date he’d be back to work? Thank you to all who answer.

What did your kids get for christmas?

this is what my son got:
-Graco Jumpster – Jungle Jubilations
-Fisher-Price Prescious Planet Cradle ‘n Swing
-Cookie Monster Puppet Towel
-Elmo Stripe Construction Coverall – Blue (0-3 Months)
-Genius = Qtpi Bodysuit – White (0-3 Months)
-Gund Baby Lovey Lamb Pulldown
-Gund Baby Winky Lovable Hugs
-Designed by God So I Must Be Special (White) (book)
-Dr. Seuss’s: One Fish, Two Fish, Three, Four, Five Fish
-Fisher-Price Rock-A-Stack
-Sassy Me In The Mirror Crib Toy
-Tiny Love Follow-Me Fred Toy
-Early Learning – On the Farm Cow
-Fisher-Price Laugh & Learn: Learning Piggy Bank
-Lamaze Octotunes
-Casey the Cow
-Infantino Mallory the Monkey
-Lamaze Multi-Sensory Soft Sorter
-Explore & Learn Helicopter
-Fisher-Price Laugh & Learn: Storybook Rhymes
-Lamaze Musical Inchworm
-Animal Stacking Rings
-Rock ‘N Bounce Pony

BOOKS HE GOT:
-I Love You Through and Through
-Snuggle Puppy! (A Love Song)
-My First Signs
-Twinkle, Twinkle, Little Star
-Where’s Elmo? A Peek-A-Boo Book

moms what did you get?
haha first answer:
no thats not everything he got.
and i listed a few didnt post it then came back and listed a few more when i had time.

Is there such thing as a Lego Highway Patrol?

OK!!! ATTENTION LEGO ENTHUSIATS!!!!! so i found this DK Kids lego book, Trouble at the bridge, really kidish, its about like a construction accident, well theres a guy in the book, Patrolman Bill (lol i know kiddish) he “drives” the patrol truck, its a patrol truck that i cant find anywhere on the internet, i have the set in the book (original COnstructions set, comes with bridge, dump truck, crane. ect) but no patrol car, Im just wondering, is it in a set? it has big wheels, green window, a bar in the back with a blue horn, blue lights??? i need help from LEGO ENTHUSIATS!!!!

Ladies, Do You Agree ’bout Hot men?

What do U consider “Hot”, on first instincts? I’m havinig a dilema choosing.
Do you prefer a….
A) A handsome guy who is book-smart, like a lawyer, or an accountant?
B) A decent looking guy who is mechaniclaly inclined, a blue-collar…like a car mechanic, electrician, construction worker?
C) A blue-collar guy who looks like a thug and is the finest homeboy you’ve ever seen & who treats you right.
D) A slightly overweight stoner who luvs hanging w/ buddies getting high but who also works a 9to5 job?
E) An unemployed okay-looking kinda guy.
F) Your combination of the above.
Just curious…….no need to go in depth about chemistry, etc. I just wanna know if you are initially attracted to the man’s line of work or does his looks play a big factor on whether you’ll date him or not.